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CMS Energy Stock Price

46.47 -0.59 -1.25% Volume: 2,774,009 09.22.17 04:01 ET
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Disclaimer

Please note that you are now entering a website directly or indirectly maintained by a third party (the "External Site") and that you do so at your own risk.

CMS Energy, Corp. (“CMS”) has no control over the External Site, any data or other content contained therein or any additional linked websites. The link to the External Site is provided for convenience purposes only. By clicking “Accept” you acknowledge and agree that neither CMS nor third party provider Virtua Research, Inc. (“Virtua) is responsible, or accepts or assumes any responsibility or liability whatsoever for, the content, the data or the technical operation of the Linked Site. Further, by entering the External Site, you also acknowledge and agree that you completely and irrevocably waive any and all rights and claims against CMS and Virtua and further acknowledge and agree that in no event shall CMS or Virtua, its officers, employees, directors and agents be liable for any (i) indirect, consequential, incidental, special, compensatory or punitive damages, (ii) damages for loss of income, loss of business profits, business interruption, loss of data or business information, loss of or damage to property, (iii) claims of third parties, or (iv) other pecuniary loss, arising out of or related to the Legal Notice, this disclaimer or the External Site

By entering the External Site, you further acknowledge and agree that the disclaimer of warranties and limitations of liability set out in this disclaimer shall apply regardless of the causes, circumstances or form of action giving rise to the loss, damage, claim or liability, even if such loss, damage, claim or liability is based upon breach of contract (including, without limitation, a claim of fundamental breach or breach of a fundamental term), tort (including, without limitation, negligence), strict liability or any other legal or equitable theory, and even if CMS and Virtua are advised of the possibility of the loss, damage, claim or liability. The waiver and release specifically includes, without limitation, any and all rights and claims pertaining to the processing of personal data, including but not limited to any rights under any applicable data protection statute(s). If in any jurisdiction, any part of this disclaimer is held to be unenforceable by a court of competent jurisdiction, such part of this disclaimer shall be restricted or eliminated to the minimum extent and the remaining disclaimer shall otherwise remain in full force and effect.

Please note the information presented is deemed representative at the time of its original release. Changes in historical information may occur due to adjustments in accounting and reporting standards & procedures.

Non-GAAP Information

In addition to disclosing results determined in accordance with GAAP, CMS may also disclose certain non-GAAP and pro forma non-GAAP results of operations, including net income, earnings per share, and operating income that make certain adjustments or exclude certain charges and gains that are outlined in the schedules included in this website. CMS provides historical financial results on both a GAAP and non-GAAP basis. Management views adjusted earnings as a key measure of the company’s present operating financial performance and uses adjusted earnings for external communications with analysts and investors. Internally, the company uses adjusted earnings to measure and assess performance. Adjustments could include items such as discontinued operations, asset sales, impairments, restructuring costs, regulatory items from prior years, or other items. Because the company is not able to estimate the impact of specific line items, which have the potential to significantly impact, favorably or unfavorably, the company’s reported earnings in future periods, the company is not providing reported earnings guidance nor is it providing a reconciliation for the comparable future period earnings.

CMS and Virtua also take no responsibility for third party pricing data provided for informational purposes and certain ratio results formulated from the provided third party pricing data. The non-GAAP information is not prepared in accordance with GAAP and may not be comparable to non-GAAP information used by other companies. The non-GAAP information should be considered supplemental information to assist in fully understanding our business results, rather than as a substitute for the reported earnings.

A reconciliation of each of these non-GAAP measures to the most directly comparable GAAP measure is included as a separate link and also posted on the CMS website at www.cmsenergy.com.

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EnerBank USA®

EnerBank USA® is a national consumer lender committed to helping strategic business partners and home improvement contractors increase sales, and helping homeowners realize their home improvement dreams.  Strategic business partners include manufacturers, distributors, franchisors, associations, and major retailers of home improvement, remodeling, and energy saving products and services.  As a highly specialized FDIC-insured bank, home improvement lending is EnerBank’s only business.  This commitment to the industry and the bank’s experience is legendary.  They have led to many longstanding and growing relationships.

The bank offers a wide array of unsecured consumer installment loans including same-as-cash loans, reduced interest loans, zero interest loans, and traditional installment loans.  There are no pre-selected menus so contractors can choose the options that make them most competitive.  Although same-as-cash loans have strong consumer appeal and will be preferred by most customers, successful contractors always provide a choice—a same-as-cash loan and a low monthly payment loan.  Then, they let their customers decide which one meets their needs.

EnerBank’s strategic business partner and contractor clients alike continue to rely on the bank to fund their customers’ loans and help them achieve their sales goals today and in the future.  The bank earned its reputation as a dependable provider throughout its history.  During the Great Recession, while competitors exited the business, cancelled unfunded credit approvals or significantly tightened their lending criteria, EnerBank was there for its business partners.    

To learn more about EnerBank and how its financing program can help you grow your business, visit www.enerbank.com

  

 

   

CMS Energy Stock Price

22Sep2017 04:01 ET 46.47 -0.59 -1.25% Volume: 2,774,009

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