EnerBank USA® is a national consumer lender committed to helping strategic business partners and home improvement contractors increase sales, and helping homeowners realize their home improvement dreams. Strategic business partners include manufacturers, distributors, franchisors, associations, and major retailers of home improvement, remodeling, and energy saving products and services. As a highly specialized FDIC-insured bank, home improvement lending is EnerBank’s only business. This commitment to the industry and the bank’s experience is legendary. They have led to many longstanding and growing relationships.
The bank offers a wide array of unsecured consumer installment loans including same-as-cash loans, reduced interest loans, zero interest loans, and traditional installment loans. There are no pre-selected menus so contractors can choose the options that make them most competitive. Although same-as-cash loans have strong consumer appeal and will be preferred by most customers, successful contractors always provide a choice—a same-as-cash loan and a low monthly payment loan. Then, they let their customers decide which one meets their needs.
EnerBank’s strategic business partner and contractor clients alike continue to rely on the bank to fund their customers’ loans and help them achieve their sales goals today and in the future. The bank earned its reputation as a dependable provider throughout its history. During the Great Recession, while competitors exited the business, cancelled unfunded credit approvals or significantly tightened their lending criteria, EnerBank was there for its business partners.
To learn more about EnerBank and how its financing program can help you grow your business, visit www.enerbank.com.